Look at Zopa as a borrowing exchange. At Zopa you borrow from other people, not from a bank. Zopa is a new cheaper way to borrow money. A refreshing alternative to investing at or borrowing from a faceless institution. Zopa is a UK company, started by a small cluster of very experienced money people including several members of the original Egg plc management team. People to people lending / borrowing online exchange.

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